| Crystal Ibarra & Associates |
Start Your Bankruptcy Interview today and have your completed documents in 3 days. If you need information on obtaining your
Pre-bankruptcy counseling and post education Please contact us. Our fee is $200.00 for chapter 7.
Filing your bankruptcy petition is as simple as taking the completed bankruptcy forms and the required number of copies to the
Bankruptcy Court in your district.
Most courts will allow you to mail in your bankruptcy petition while others require you to deliver in person. Either way you will be
required to pay the court's filing fee's, Chapter 7 ($299).
During filing, the clerk will go through your petition to make sure you have included all the required federal bankruptcy forms and
creditor mailing matrix in print or on diskette, then give you (or return by US Mail) your stamped receipt with your bankruptcy case
number.
The Clerk will keep the original and in some cases provide you with a copy. You may also take one original and a copy with you to the
court for filing and stamping of your copy. Once you have filed and received your case number, you have started the Bankruptcy
process.
Your bankruptcy filing is now in place and the automatic stay is in effect.
The Final Step
The final step will be the meeting of creditors or "341 meeting". You will be notified by mail as to the time and place of the meeting,
approximately 20 to 40 days after the initial filing of your bankruptcy petition.
This is a simple procedure held by the bankruptcy trustee (not a judge) in which the trustee and any creditors that wish to appear may
ask questions regarding your financial situation.
In almost all cases, the creditors that are likely to appear will be those holding liens on your property (house, car, etc.) and will simply
want to know your intentions either to reaffirm the debt (continue payments) or release the property.
Most of these meetings last 5 minutes or less and can easily be handled. One additional task that is required by all Debtors is the
completion of the Financial Management course. This course is completed within 45 days of filing the petition. To be on the safe side,
you should always complete this course before attending your 341 hearing. Time will be needed to complete Form 23 and forward
your certificate to the court.
You can visit www.humminbird.org to complete your post bankruptcy certification.
Pre-bankruptcy counseling and post education Please contact us. Our fee is $200.00 for chapter 7.
Filing your bankruptcy petition is as simple as taking the completed bankruptcy forms and the required number of copies to the
Bankruptcy Court in your district.
Most courts will allow you to mail in your bankruptcy petition while others require you to deliver in person. Either way you will be
required to pay the court's filing fee's, Chapter 7 ($299).
During filing, the clerk will go through your petition to make sure you have included all the required federal bankruptcy forms and
creditor mailing matrix in print or on diskette, then give you (or return by US Mail) your stamped receipt with your bankruptcy case
number.
The Clerk will keep the original and in some cases provide you with a copy. You may also take one original and a copy with you to the
court for filing and stamping of your copy. Once you have filed and received your case number, you have started the Bankruptcy
process.
Your bankruptcy filing is now in place and the automatic stay is in effect.
The Final Step
The final step will be the meeting of creditors or "341 meeting". You will be notified by mail as to the time and place of the meeting,
approximately 20 to 40 days after the initial filing of your bankruptcy petition.
This is a simple procedure held by the bankruptcy trustee (not a judge) in which the trustee and any creditors that wish to appear may
ask questions regarding your financial situation.
In almost all cases, the creditors that are likely to appear will be those holding liens on your property (house, car, etc.) and will simply
want to know your intentions either to reaffirm the debt (continue payments) or release the property.
Most of these meetings last 5 minutes or less and can easily be handled. One additional task that is required by all Debtors is the
completion of the Financial Management course. This course is completed within 45 days of filing the petition. To be on the safe side,
you should always complete this course before attending your 341 hearing. Time will be needed to complete Form 23 and forward
your certificate to the court.
You can visit www.humminbird.org to complete your post bankruptcy certification.
| Check my Reference More coming! |
| We are ready to help! |
| 2009 Crystal Ibarra & Associates- all rights reserved. |
Telephone: Fax:
(562) 634-4155 (562) 634-4184
e-mail:
customerservice@crystalibarra.com
(562) 634-4155 (562) 634-4184
e-mail:
customerservice@crystalibarra.com
| Servicing Debtor's in Pro Per |
 |  |  |  |  |  |
| Bankruptcy Petition Preparation |
Bankruptcy Services for Individuals without Legal Representation
Complete our online intake;
Fax us any additional paperwork (items needed will be provided to you on the
intake page);
Complete your online Credit Counseling session;
We compile your fill petition, ready for signing and filing!
After you have completed step one (online intake), we will send you an email
regarding submission of additional paperwork.
You will receive your petition with-in 3 days of us receiving all required information.
Fax us any additional paperwork (items needed will be provided to you on the
intake page);
Complete your online Credit Counseling session;
We compile your fill petition, ready for signing and filing!
After you have completed step one (online intake), we will send you an email
regarding submission of additional paperwork.
You will receive your petition with-in 3 days of us receiving all required information.
Summary of Process:
Start a new case:
| If you have any questions, please contact our office via telephone or via email. Tel: (562) 634-4155 email: customerservice@crystalibarra.com |
You can also process your case via email or fax by
downloading our intake.
downloading our intake.